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Privacy Policy

Last updated: May 17, 2026

1. Introduction

Welcome to Budgit ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy applies to our website and any related services (collectively, the "Service").

Budgit is operated by an individual developer based in Canada as a hobby project.

2. Information We Collect

We only collect what is necessary to operate the Service:

  • Account Information: When you register, we collect your email address and, optionally, your name.
  • User Content: We store the financial data, shopping lists, and other content you manually enter into the Service. Note: We do not connect to your bank accounts or financial institutions. The "financial" data stored is purely what you choose to type in, similar to a spreadsheet.
  • Server Request Logs: Our web server writes short-lived operational logs for each request. These logs include the request path, HTTP method, response status, timing, and your IP address. They are used for debugging, abuse prevention, and basic security monitoring. We do not run any web analytics, behavioural tracking, fingerprinting, or product telemetry — neither in-house nor through third parties.

3. How We Use Your Information

We use the information we collect to:

  • Provide and maintain the Service.
  • Authenticate your identity (via Magic Links or password).
  • Send you administrative emails (e.g., login links, space invitations, welcome emails).
  • Investigate errors, abuse, or security incidents using server request logs.
  • Respond to your comments or questions.

4. Cookies and Tracking

We use cookies strictly for essential functions: keeping you logged in (authentication cookie) and protecting forms against cross-site request forgery (CSRF cookie). We do not set advertising, analytics, or cross-site tracking cookies.

5. Data Storage and Third Parties

Our Service is hosted on virtual private servers provided by Hostinger located in the United States. While we are based in Canada, your data may be processed and stored in the United States and subject to its laws.

Email delivery is self-hosted on our own infrastructure. We do not embed third-party analytics, advertising networks, or tracking SDKs in the Service, and we do not sell, trade, or transfer your personal information to outside parties.

6. Children's Privacy

Our Service is not directed to anyone under the age of 13. We do not knowingly collect personal information from children under 13.

7. Your Rights

Depending on your location, you may have rights regarding your personal data, including the right to access, correct, or delete your data. You can delete your data by deleting your account within the application or by contacting us.

8. Contact Us

If you have any questions about this Privacy Policy, please contact us at support@budgit.now.