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Privacy Policy

Last updated: January 30, 2026

1. Introduction

Welcome to Budgit ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy applies to our website and any related services (collectively, the "Service").

Budgit is operated by an individual developer based in Canada as a hobby project.

2. Information We Collect

We collect information that you provide directly to us when you use the Service:

  • Account Information: When you register, we collect your email address and name (if provided).
  • User Content: We store the financial data, shopping lists, and other content you manually enter into the Service. Note: We do not connect to your bank accounts or financial institutions. The "financial" data stored is purely what you choose to type in, similar to a spreadsheet.
  • Usage Data: We may collect anonymous, aggregated information about how the Service is accessed and used (e.g., pages viewed, time spent) to help us improve the product.

3. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve the Service.
  • Authenticate your identity (via Magic Links or password).
  • Send you administrative emails (e.g., login links, space invitations, welcome emails).
  • Respond to your comments or questions.

4. Cookies and Tracking

We use cookies and similar technologies primarily for essential functions, such as keeping you logged in. By using the Service, you consent to the use of these essential cookies.

5. Data Storage and Third Parties

Our Service is hosted on virtual private servers provided by Hostinger located in the United States. While we are based in Canada, your data may be processed and stored in the United States and subject to its laws.

We self-host our email delivery system. We do not sell, trade, or otherwise transfer your personally identifiable information to outside parties for marketing purposes.

6. Children's Privacy

Our Service is not directed to anyone under the age of 13. We do not knowingly collect personal information from children under 13.

7. Your Rights

Depending on your location, you may have rights regarding your personal data, including the right to access, correct, or delete your data. You can delete your data by deleting your account within the application or by contacting us.

8. Contact Us

If you have any questions about this Privacy Policy, please contact us at support@budgit.now.